Revolut Checkout Compatible With Agent Payments Protocol

Revolut is collaborating with Google to integrate its Revolut Pay system into the growing landscape of artificial intelligence-driven commerce. This partnership aims to establish Revolut Pay as a central payment method for automated and conversational AI transactions throughout the United Kingdom and the European Economic Area (EEA).

Expanding AI Commerce Capabilities

The move centers around Google’s newly launched Agent Payments Protocol 2 (AP2), introduced in September. AP2 was developed in collaboration with numerous payments and technology companies and is designed to facilitate secure payments initiated by AI agents across various platforms. Revolut is identified as one of over 60 companies working with Google on agentic payments.

Did You Know? Revolut’s valuation rose to $75 billion in November, an increase from $45 billion in 2024.

Securing the Future of Digital Transactions

According to Alex Codina, general manager of acquiring at Revolut, the goal is to make Revolut Pay the standard for secure payments in AI-driven transactions. Codina stated that this will “ensure speed, trust and absolute zero friction for the next generation of digital buying.” Tara Brady, president of Google Cloud EMEA, added that leveraging Google’s AP2 protocol will remove friction from AI-assisted shopping, transforming digital commerce for millions of users.

Strategic Acquisitions and Investment

Revolut’s commitment to AI extends beyond this partnership. In October, the company acquired Swifty, an AI-powered travel agent, with plans to integrate the technology into its loyalty program. This integration is intended to provide customers with smart financial guidance and automated assistance for travel and lifestyle tasks. Christopher Guttridge, Revolut Head of Loyalty, stated this acquisition strengthens their position at the intersection of finance, AI, and lifestyle.

Expert Insight: The convergence of financial technology and artificial intelligence represents a significant shift in the consumer experience. By prioritizing seamless and secure transactions within AI-driven platforms, companies like Revolut and Google are positioning themselves to capitalize on the evolving demands of a digitally-native consumer base.

Further bolstering its AI capabilities, Revolut received investment from NVentures, the venture capital arm of Nvidia, during a share sale in November. This investment is expected to deepen Revolut’s collaboration with Nvidia in key areas related to artificial intelligence.

Frequently Asked Questions

What is the purpose of the Revolut and Google collaboration?

The collaboration aims to make Revolut Pay a core payment rail for AI-driven commerce across the United Kingdom and the European Economic Area (EEA).

What is Google’s AP2 protocol?

AP2 is a protocol designed to securely initiate and transact agent-led payments across platforms, developed in tandem with payments and tech firms.

What other steps has Revolut taken to expand its AI capabilities?

Revolut acquired Swifty, an AI-powered travel agent, and received investment from NVentures, Nvidia’s venture capital arm.

As AI continues to reshape the digital landscape, will consumers increasingly expect seamless and automated payment experiences?