CenterWell encouraging individuals with certain insurance to look elsewhere for their health care needs
Healthcare access in The Villages is undergoing a significant shift as new providers like UF Health, AdventHealth, and Orlando Health Medical Group enter the area to challenge the previous dominance of CenterWell. This expansion comes amid reports of a $360 million Medicare overpayment by the former The Villages Health and current insurance disputes that have left some elderly patients without consistent care.
What happened with CenterWell and The Villages Health?
Between 2020 and 2024, it was discovered that The Villages Health billed Medicare $360 million in overpayments. This resulted from billing processes that were inconsistent with Medicare payment policies and a clear lack of compliance oversight.
CenterWell has since taken ownership of the eight primary care centers and two specialty care centers previously owned by The Villages Health. While CenterWell stated the transition would be seamless and patient care would remain uninterrupted, many patients report otherwise.
Specifically, individuals with UnitedHealthcare (UHC) Medicare Advantage Group Plans are being told their insurance is a “commercial plan” that does not fit CenterWell’s healthcare model. Consequently, CenterWell is encouraging these patients to find other providers, leaving many vulnerable elderly individuals without necessary care.
Why is increased healthcare competition critical for The Villages?
The arrival of entities such as HCA Florida Healthcare, Premier Medical, UF Health, and others provides critical competition. This competition helps prevent insurance monopolies and expands in-network access for major Medicare Advantage plans.
With rapid population growth, the demand for specialists is rising. Patients with complex needs, such as those with Alzheimer’s or Parkinson’s disease, often require a coordinated team of neurologists, psychiatrists, psychologists, urologists, neuro-ophthalmologists, and geriatricians.
These patients may also need integrated services including speech, occupational, and physical therapy. Having multiple provider options ensures that those with serious health needs can access the specific specialists they require.
What may happen next for local healthcare?
The continued growth of various health care entities calling The Villages home could lead to an overall improvement in community health. As more options become available, providers may be more motivated to offer a higher standard of customer service.

It is possible that the increased presence of competing groups will reduce the impact of insurance-based care restrictions. This trend may lead to shorter wait times for critical specialists like cardiologists and orthopedists.
Frequently Asked Questions
How much was the Medicare overpayment?
The Villages Health billed Medicare $360 million in overpayments between 2020 and 2024.
Which new healthcare providers are entering The Villages area?
Providers include UF Health, Orlando Health Medical Group, HCA Florida Healthcare, AdventHealth, and Premier Medical.
Why are some UHC Medicare Advantage Group Plan holders losing care?
CenterWell has informed some patients that these specific plans are “commercial plans” that do not fit their healthcare model, leading them to suggest patients look elsewhere for care.
Do you believe increased competition between healthcare providers leads to better patient outcomes in retirement communities?